Hi there, Bridget Mackay. I’m an attorney in Petaluma and I practice in the area of estate planning and elder law. Today, in my video blog I want to talk about Medi-Cal recovery. Qualifying for long-term Medi-Cal is often a huge relief for families. Medi-Cal, if you qualify, takes over a monthly bill that can be somewhere between $8,000 to $10,000 for care in a nursing home. However, did you know that when a long-term Medi-Cal client passes away, the Medi-Cal program can demand a refund of all the monies that were paid for that person’s care? Often, in these situations, the only asset left for the Medi-Cal recipient is their home because it’s considered exempt when they’re applying for long-term Medi-Cal.
The State Medi-Cal Department can place a demand on the home or recover from monies if that home has been sold after the person’s death. Often, these demands can be in the hundreds of thousands of dollars depending how long their loved one was being cared for in a skilled nursing facility, but there is hope. There are legal ways to avoid Medi-Cal recovery after a loved one dies. Often, you’d need to do the plan though before they pass away. And if you do this, you can save the home from being lost. Contact a qualified attorney who understands the Medi-Cal regulations and can help you plan before you find yourself in this situation.